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The funding overview gives you visibility into where every bill sits in the payment lifecycle. A visual pipeline shows aggregate counts and totals at each stage, and a detailed table lets you drill into individual bills.

Pipeline stages

The pipeline summary at the top of the page shows four stages with bill counts and total dollar amounts:
StageWhat it means
Awaiting approvalBills have been validated and are waiting for Nectar’s operations team to review and approve them for routing
Funds requestedBills on the centralized payment path where funding has been requested
Funds in transitFunding has been received and payment is being processed
Paid / DeliveredBills that have been successfully paid (centralized path) or delivered to their destinations (AP-coded path)

Bill pay statuses

Each bill in the system has a bill pay status that indicates its current position in the lifecycle:
StatusDescription
Waiting validationBill entered the pipeline and is being checked for data quality issues
ValidatedBill passed validation and is awaiting review
Pending routingNo routing rules matched — waiting for manual assignment or catch-all
DeliveredBill was forwarded to a destination (email or ERP). Terminal state.
Funding requestedCentralized path: waiting for customer funding
Funding receivedFunds received, vendor payment is being initiated
Payment processingPayment is in progress with the payment provider
PaidVendor was paid successfully. Terminal state.
Payment failedPayment attempt failed. Flagged for attention. Terminal state.
CancelledBill pay cycle was cancelled (bill deleted, or manual action). Terminal state.
In exceptionAn issue was raised that paused the cycle. Resumes when resolved.
In disputeA dispute was opened. Cycle pauses until the dispute is resolved.

Late-risk escalation

When a bill is approaching its due date without being paid or delivered, Nectar automatically escalates through three late-risk levels:
LevelTimingWhat happens
WarningDue date minus buffer daysEarly alert sent to configured recipients
UrgentApproaching due dateEscalation notification sent
CriticalDue date is imminent or passedFinal escalation — immediate attention needed
The buffer period is configured per company and defaults to 7 days. Bills showing a late-risk badge in the funding table need prompt attention to avoid late fees.
Late-risk alerts are sent to users matched by your notification rules. Configure who receives these alerts in your routing rules.

Using the funding table

The table below the pipeline shows individual bill pay cycles. Each row includes:
  • Status — current lifecycle position (color-coded badge)
  • Utility provider — who issued the bill
  • Bill date and Due date — timing context
  • Risk — late-risk badge if approaching due date
  • Total charges — the bill amount
  • Funds requested — when funding was requested (centralized path)

Available actions

From each row, you can:
  • Preview the bill to see full bill details in a side panel
  • Open in new tab to navigate to the bill’s detail page
  • View routing history to see how rules evaluated this bill

Filtering

Use the filter bar to narrow the table by status, date range, risk level, or utility provider. Filters persist for your session so you can come back to the same view.

What happens when a bill changes

Bill Pay handles changes to bills that are already in the pipeline:
  • Bill is deleted — the payment cycle is cancelled. If payment was already in-flight, Nectar flags it for reconciliation.
  • Bill is revised — the old cycle is cancelled and a fresh cycle begins for the new version.
  • Charges change — if payment hasn’t started yet, the amount is updated. If payment is in-flight, the change is flagged for attention.